Seminar 7 November, Mu auditory Chairman: Sergey Balandin, Nokia 9:00 15m Welcoming speech and official greetings of City of Turku. Mikko Lohikoski, Director of External Affairs and Communication of the City of Turku 9:15 15m Welcoming speech and official greetings of the University of Turku. Ari Paasio, Head of IT department 9:30 15m FRUCT program description and progress (full text) Sergey Balandin, Nokia. Summary 9:45 1.0h Mobile Trusted Module. Jan-Erik Ekberg, Nokia